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Your backyard oasis awaits in this stunning Johns Island retreat with NO HOA! This lovingly maintained four-bedroom home offers a rare combination of comfort, convenience, and charm. Thoughtfully designed with both upstairs and downstairs owner's suites, this home is ideal for multigenerational living or guests. The open-concept family room flows seamlessly into a gourmet kitchen featuring a large center island, quartz countertops, and Bluetooth hard-wired speakers--perfect for entertaining or simply enjoying a peaceful evening at home. A separate space offers flexibility as a home office or formal dining room, and the home boasts abundant storage throughout. Enjoy serene views of the beautifully landscaped backyard from the family room, kitchen, anddownstairs owner's suite. Step onto the expansive back porch and take in the lush greenery, a fully-fenced garden that will soon be ripe with fresh produce, and plenty of space for relaxation or play. The two-car garage includes a built-in workbench and extra storage, while an expanded driveway leads behind the privacy fence to a paved boat or RV pad, complete with full RV hookups with 30 and 50 amp plugs, sewer, and water connections! Additional features include: Tankless water heater Gas stove and gas heat Walk-in closets in both owner's suites Downstairs owner's suite with dual sinks and a spacious shower with dual shower heads Large, fully-fenced yard ideal for entertaining Located in an X flood zone No HOA Don't miss your opportunity to own this meticulously cared-for home. Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,514 | $3,653 | $4,654 |
Total Monthly Payment | $3,606 | $3,745 | $4,746 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.