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**Prime Location and Coastal Living Combined** Situated within walking distance of Oyster Park's vibrant shops and restaurants and just a bike ride from the pristine beaches of Sullivan's Island, this first-floor condo in the tranquil Bay Club Community of Mount Pleasant is a true gem. Nestled under the shade of majestic oaks and swaying coastal palms, this move-in-ready home offers the perfect blend of modern convenience and serene coastal living. Step inside to discover warm and inviting living spaces with attractive flooring, fresh paint, and updated fixtures. The family room, featuring a cozy fireplace, opens to a private porch, perfect for savoring your morning coffee or relaxing at the end of the day. The dining area flows seamlessly into the kitchen, which is equipped with sleek black appliances, updated floating shelves, a convenient serving bar, and a pantry/laundry room for optimal functionality. The primary bedroom serves as a peaceful retreat, boasting a renovated walk-in closet and an updated ensuite bath. An additional bedroom and full bathroom provide versatility for guests or a home office. Living in the Bay Club Community means access to an impressive lineup of amenities, including a sparkling pool, secure boat and bike storage, a fitness center, clubhouse, tennis and pickleball courts, a dog park, and a mail center. The location further enhances the lifestyle, with Publix just 0. 5 miles away, the beaches of Sullivan's Island 2. 5 miles down the road, downtown Charleston a short 7-mile drive, and Charleston International Airport only 16 miles away. Embrace the coastal lifestyle and make this Mount Pleasant sanctuary your home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,965 | $2,097 | $2,651 |
Total Monthly Payment | $2,040 | $2,172 | $2,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.