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Nestled in the heart of James Island, just a stone's throw from both the vibrant energy of downtown Charleston and the laid-back charm of Folly Beach, awaits your dream home. This recently renovated classic brick ranch, boasting four spacious bedrooms and a wealth of modern updates, offers the quintessential Lowcountry lifestyle. Imagine the ease of a quick 10-minute drive to sink your toes in the sand or explore the historic cobblestone streets - the best of both worlds is truly at your fingertips. As you approach this inviting residence, the timeless appeal of its brick facade and the mature landscaping hint at the comfort and privacy that lie within. Step inside to discover a thoughtfully designed interior where modern elegance meets everyday functionality. The recent renovations have breathed new life into every corner, creating a bright and airy atmosphere perfect for both relaxing and entertaining. The heart of the home features a seamless flow between the main living areas. Imagine cozy evenings spent in the living room, bathed in natural light streaming through the windows. The beautifully updated kitchen is a chef's delight, featuring sleek countertops, stainless steel appliances, and ample cabinet space for all your culinary 1 essentials. Whether you're preparing 2 a quick weekday meal or hosting a grand dinner party, this kitchen is sure to inspire. This home offers four generously sized bedrooms, providing plenty of space for family, guests, or a home office. Each room offers a tranquil retreat, with ample closet space and updated finishes. The renovated bathrooms showcase modern fixtures and stylish tile work, adding a touch of luxury to your daily routine. One of the true highlights of this James Island gem is the expansive sunroom. This light-filled sanctuary, with its walls of windows, offers breathtaking views of the private backyard oasis. Imagine sipping your morning coffee here, surrounded by the beauty of nature, or unwinding after a long day with a good book. This versatile space is perfect for a home office, a playroom, or simply a peaceful retreat. Step outside and discover your own private paradise. The large, . 4-acre lot offers endless possibilities for outdoor enjoyment. The sparkling pool invites you to cool off on warm South Carolina days, while the oversized hot tub promises year-round relaxation under the stars. Picture yourself hosting summer barbecues with friends and family, the laughter echoing through the spacious backyard. The mature trees and thoughtful landscaping create a sense of seclusion and tranquility, making this outdoor space a true extension of the home. Families will appreciate the incredible convenience of this location. The elementary school is within easy walking distance, making school drop-offs and pick-ups a breeze. The middle and high schools are also just a short drive away, ensuring a stress-free commute for students of all ages. Living on James Island means embracing a lifestyle rich in coastal charm and community spirit. Enjoy the local shops and restaurants, explore the scenic waterways, and take advantage of the numerous parks and recreational opportunities. The proximity to both Folly Beach and downtown Charleston offers an unparalleled blend of relaxation and excitement. Spend a day surfing the waves or strolling along the iconic pier, then easily transition to an evening of fine dining and cultural experiences in the historic city center. This meticulously maintained and ideally located brick ranch offers a rare opportunity to own a piece of paradise on James Island. With its recent renovations, sparkling pool, oversized hot tub, sun-drenched sunroom, and expansive private lot, this home truly has it all. Don't miss your chance to experience the best of Lowcountry living - schedule your showing today and start envisioning your life in this exceptional James Island home.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,076 | $6,403 | $8,643 |
Total Monthly Payment | $6,201 | $6,528 | $8,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.