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Lovely house in West Ashley located in the beautiful and established Westborough neighborhood! This home is a few doors down from a quiet cul de sac. The home offers newly remodeled primary and guest bathrooms, remodeled kitchen with quartz counter tops, stainless steel appliances and water filtration system, new HVAC system with HEPA filter, new paint throughout, a 2 car side entry garage, F. R. O. G. (Finished Room Over Garage), which is the 4th bedroom but could also serve as an office or playroom, enclosed fenced back yard, newer flooring, vaulted ceilings & a focal fireplace. Open floor plan provides excellent entertaining space plus easy access to the new enclosed 3 season's sun room. Main floor owner's suite is on the opposite end of the home from two additional 1st floor bedrooms.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,920 | $387,920 | $387,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,452 | $2,548 | $3,247 |
Total Monthly Payment | $2,527 | $2,623 | $3,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.