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Discover the perfect blend of contemporary living and tranquil natural beauty at 637 Murphy Bay Drive. This nearly new home, completed in 2024, is nestled on 1. 13 acres of beautifully landscaped and private land just minutes from the expansive waters of Lake Marion. With 2, 040 square feet of thoughtfully designed space, this home offers the ideal retreat for those seeking a quiet lifestyle with easy access to outdoor adventure. Inside, you'll find an open and airy layout filled with natural light and modern finishes. The spacious living room features rustic wood beams and charming shiplap accents, creating a cozy yet sophisticated atmosphere. The stunning kitchen is a true centerpiece, equipped with high-end stainless steel appliances, sleek cabinetry, and a deep, single-bowl. . . farmhouse sink. Whether you're entertaining or simply enjoying a quiet night at home, this space is designed to impress. The primary bedroom is a serene escape, generously sized with views of the surrounding woodlands. The spa-like en suite bathroom offers a large soaking tub positioned perfectly to take in the peaceful scenery, along with a walk-in shower, dual vanities, and a spacious walk-in closet. Beautiful light-toned flooring runs throughout the home, complemented by stylish, modern light fixtures and thoughtful upgrades in every room. The two additional bedrooms are just as invitingbright, spacious, and perfect for family or guests. They are thoughtfully connected by a Jack and Jill bathroom, offering both privacy and convenience. Each room is designed with comfort in mind, featuring large windows, plenty of closet space, and a warm, welcoming feel that makes them truly wonderful spaces to unwind. Step outside to enjoy the newly installed deck and fenced-in backyard, perfect for relaxing or hosting guests. The mostly cleared lot offers endless possibilities, room for additional structures, a garden, camper or boat storageall while being bordered by mature trees that create a peaceful and private environment. While this home isn't directly on the lake, its location just minutes from Lake Marion means you're never far from a day on the water. Known as South Carolina's largest freshwater lake, Lake Marion is a destination for boating, fishing, kayaking, and wildlife watching. Nearby Santee State Park offers scenic trails, boat ramps, and picnic spots, making it easy to immerse yourself in nature. The area's small-town charm and friendly community add to the appeal, creating a lifestyle that's both laid-back and full of opportunity. 637 Murphy Bay Drive is a rare findbeautifully built, perfectly located, and ready to welcome you home.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,694 | $1,761 | $2,243 |
Total Monthly Payment | $1,769 | $1,836 | $2,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.