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This cottage-style home effortlessly weaves luxury, comfort, and a deep connection to the outdoors, with flexible spaces, open gathering areas, and thoughtfully curated finishes creating an idyllic retreat for those who cherish a refined coastal lifestyle. At its heart, the kitchen blends sophistication and functionality with a Thermador appliance package, custom cabinetry, and a vaulted shiplap ceiling. Flowing into the dining room and wraparound screened porch, it extends naturally into the outdoors for effortless entertaining The main-floor primary suite is a tranquil sanctuary with a cozy sitting area, dual closets, and a freestanding soaking tub. Tucked away on the opposite side of the home, a secondary bedroom offers a tranquil retreat, perfectly balancing privacy and comfort for guests or family members. Upstairs, a third bedroom with an en suite bath and private sitting room provides a peaceful retreat. This home embodies understated luxury, harmonizing timeless elegance with the beauty of the natural world.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,519,999 | $1,519,999 | $1,519,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,236 | $9,733 | $13,137 |
Total Monthly Payment | $9,361 | $9,858 | $13,262 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.