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Just in time for summer! Spacious Mt. Pleasant home just off the IOP Connector with gorgeous pool and stunning hardscape surround complete with cute cabana, perfect for pool parties and hot summer days! This potentially 4 bedroom home features the best of both worlds with a spacious eat in kitchen open to the bright and open family room as well as additional spaces like a separate dining room, second living room and sunroom. The large backyard is a private oasis with a gorgeous live oak and beautiful flowering bushes and trees! All the bedrooms are found upstairs and the impressive primary suite boasts a fireplace, sitting area, large updated ensuite bath with garden tub, walk-in shower and dual sinks and one of the largest walk-in closets you've ever seen. Once a 4 bedroom homeyou could easily have 4 bedrooms again by restoring the wall that once existed between bedrooms 3 and 4. A hall bathroom separates this bedroom from the final bedroom, all connected by a hallway overlooking the dramatic two story foyer. Just off the family room is the laundry/mud room that provides access to the 3 car garage with tons of storage, work area with shelving for all your stuff and additional storage closet. One of the bays allows you to drive all the way through to the backyard! There's plenty of room for your cars, golf cart, boat, motorcycle, surf boards, kayaks, bicycles and more! Less than 4 miles to the beach, 3 miles to 526 and just 8 miles to downtown, the central Mt. Pleasant location is ideal and just around the corner from grocery stores, hospitals, restaurants and the Mt. Pleasant Towne Center! Mt. Pleasant is one of Charleston's most desirable communities just minutes to the beaches, downtown and the airport!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.739% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,350 | $4,585 | $6,188 |
Total Monthly Payment | $4,442 | $4,677 | $6,280 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.