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Here's to new beginnings! 412 20th is a rare Intracoastal-front parcel that has not been offered for over 30 years. Nestled at the southern apex of coveted Dolphin Bay and a mere three blocks to the Gulf of Mexico and one of 27 beach access points in Indian Rocks Beach. Poised to meet your desires, join the wave of new construction or restore this adorable 1952 block construction cottage back to its prime. The existing and well built cottage has two bedrooms and one full bath with 1, 092 sqft heated and 1, 618 sift under roof. Bring your deep water vessel or sailboat as your 47 foot dock leads you out to 7 ft of draft at median high tide. The seawall spans nearly 50 linear feet and moorings are in place to accommodate sailboats and cruisers. The sprawling water views are breath taking with Northern breezes cooling off the hot summer months and arguably the most peaceful and gorgeous sunrises you will find. Natural Mangroves harbor abundant sea life and attract world class inshore sport fish, dolphin, sharks, sea birds, and manatee! Water ski, skurf, or tube right from your backyard! Sunset cruises, waterfront dining, relaxing spoil islands, and the Gulf of Mexico are all an easy boat ride away. Indian Rocks Beach is a thriving beach community determined to stay small. Local seafood fare, surf shops, community garden, baseball field, art center, shopping, and golf cart friendly parking are mere blocks away. Community driven with festivals and events year around and welcoming to all. Easy drive to two international airports, and professional sports stadiums playing host to the Rays, Bucs, Rowdies, and Lightning! Welcome to IRB.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $920,000 | $920,000 | $920,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | $234 | $234 | $234 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,590 | $5,891 | $7,951 |
Total Monthly Payment | $5,949 | $6,250 | $8,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.