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This South Gulf Cove Waterfront home has everything you have been searching for! With approximately 133 feet of waterfront, a saltwater heated pool, private dock and lift, and oversized lot, this 3-bedroom, 3-bath estate-sized home is packed with thoughtful features inside and out. Architectural columns and arches, a side-entry two-car garage, and an extended driveway with plenty of parking add to the curb appeal. Step through the double leaded glass doors into a spacious, light-filled home featuring a split floor plan with consistent diagonal tile throughout. The open concept layout includes a living room, dining area, flex/office space, and a family room centered around the kitchen, making entertaining effortless. The kitchen is designed with abundant white cabinetry, granite countertops, a tumbled stone backsplash, breakfast bar, and upper display shelves, while the aquarium window in the dining nook offers beautiful views of the lanai and waterway. A tray ceiling and triple windows overlooking the water in the family room continue the airy feel, with sliding doors that provide easy pool access. The ensuite primary bedroom is private, featuring a tray ceiling, lanai access through sliders, a large walk-in closet, and a bathroom with dual granite-topped vanities, a Jacuzzi tub, and a tiled walk-in shower with glass partition wall and built-in bench. Two guest bedrooms offer generous space—one with a reach-in closet and another with a walk-in closet reinforced with block walls on two sides, complete with A/C and media hookups. The guest bath features a tiled tub/shower combo and an oversized granite vanity. A spacious interior laundry room adds functionality with upper cabinets and a utility sink. Outside, the screened and pavered lanai features a pool with a water feature that will make it seem like you are on vacation everyday. A full pool bath with a walk-in shower adds convenience after a day on the water. Your private dock with electric, lights and 10, 000 lb lift is a great place to end the day with a cocktail watching the boats go by plus it provides quick access to plenty of local waterfront dining, sandbars, shelling, and world-class fishing. Additional features include a 2023 roof and front door, epoxy-coated garage floor, screened doors including the garage, RV parking pad with a 2024 installed 50-amp hookup, hurricane shutters, a hurricane-rated shed, designer ceiling fans and window treatments, 8' doors throughout, and roll-down lanai screens for sun protection. South Gulf Cove is a voluntary HOA community situated along the scenic waterways of Charlotte Harbor, offering canal access for boating and fishing, along with beautiful natural areas ideal for walking, birdwatching, and sunsets. The optional HOA fee provides access to community amenities including two boat ramps, clubhouse, community garden, walking paths, playgrounds, and picnic spots perfect for relaxing or gathering with friends. Conveniently located near Historic Boca Grande with its white-sand beaches, shopping, and dining, take a boat ride to Punta Gorda and enjoy Fisherman’s Village or the unique island of Cabbage Key. This home is also just a short drive to medical facilities, grocery stores, two major league baseball spring training facilities and more. This home offers the ultimate Florida lifestyle. Contact us today to schedule your appointment to see this beautiful home at 15674 Applewhite Circle, you will be glad you did!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $596,000 | $596,000 | $596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $524 | $524 | $524 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,718 | $3,915 | $4,949 |
Total Monthly Payment | $4,334 | $4,531 | $5,565 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.