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Beautifully updated brick ranch home with some wooden accents has great curb appeal with its beautiful flowering shrubs and large lot! Inside, this home features plenty of open living space with hardwood floors throughout the main living areas. There is a living room, formal dining room, and a casual family room for your enjoyment! There are 4 good-sized bedrooms with 2 spacious full baths and one half bath. Lighting has been updated and paint colors are neutral. The kitchen features stainless appliances, granite countertops, and lots of room with the adjoining eating area! Check out the extra flex room as you come in the garage which can be used as an office, home school room, or area or another bedroom. The fenced in backyard is large with plenty of space and a concrete patio for cooking out and enjoying the upcoming spring and summer months ahead! There is a nice shed/shop/utility building with power that is included and even plenty of space if you have a boat or RV. No HOA, so that is a big plus! Refrigerator and freezer in garage convey with the sale.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $182 | $182 | $182 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,972 | $2,049 | $2,611 |
Total Monthly Payment | $2,229 | $2,306 | $2,868 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.