4309 PINFISH LANE, Palmetto, FL, 34221 | $787,700

SNEAD ISLAND WATERFRONT LUXURY – NO BRIDGES TO THE GULF!

Experience the charm of Old Florida blended seamlessly with modern luxury in this beautifully remodeled waterfront home on sought-after Snead Island. Nestled on a quiet street and situated on an oversized 0. 25-acre lot, this residence boasts 100 feet of saltwater canal frontage with direct access to Terra Ceia Bay and the Gulf of Mexico – no bridges.

Completely Remodeled & Move-In Ready:
Originally built in 1955, this home has been meticulously updated with high-end finishes throughout, including a new AC system, durable metal roof, hot water heater, engineered hardwood flooring, and fresh interior paint with upgraded 6-inch baseboards.

Boater’s Paradise:
Enjoy the convenience of a brand-new 10, 000 lb boat lift and deep-water canal access just minutes from open water and the pristine shores of Anna Maria Island.

Flood-Smart & Elevated:
Elevated approximately six feet above sea level at high tide—an uncommon advantage in the area—offering peace of mind and enhanced protection.

Gourmet Kitchen & Open Concept Living:
The designer kitchen features premium GE Café appliances, an expansive island, marbled full backsplash, and flows effortlessly into a spacious great room—ideal for entertaining family and friends.

Luxury Primary Suite:
The serene primary bedroom includes a spa-inspired ensuite bath with a glass wall walk-in shower, large-format tile, and elegant quartz countertops.

Outdoor Oasis:
Enjoy lush tropical landscaping, a custom pergola, swim spa, and tranquil water views that define the Florida lifestyle.

Additional Highlights:

Light-filled interiors with large windows and canal views

Walk-in closets and ample storage throughout

Peaceful, private Snead Island location

Minutes from Emerson Point Preserve, downtown Bradenton, Anna Maria Island, and St. Petersburg

This is truly Snead Island waterfront living at its finest. Whether you're an avid boater, nature lover, or someone seeking a luxurious coastal retreat—this home delivers on every level.

Schedule your private showing today and start living the island lifestyle you’ve been dreaming of!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida, Ranch
  • Year Built: 1955
  • Garage: Driveway
  • Heating: Central
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,956
  • Acreage: 0.25
  • Est. Taxes: $5,763
  • Lot Desc: FloodZone, In County, Landscaped, Near Marina, Street Dead-End, Unincorporated
  • View: Water
  • Elem. School: Palmetto Elementary-MN
  • Middle School: Lincoln Middle
  • High School: Palmetto High
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Dishwasher, Range, Range Hood, Refrigerator
  • MLS#: A4650376
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/A4650376/4309pinfishlane_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/28/2025 6:47:09 PM)
Listing courtesy of TIM LESTER INTERNAT'L REALTY   Phone: 941-981-5388

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4309 PINFISH LANE, Palmetto, FL, 34221

$787,700

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $630,160 $630,160 $630,160
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.066%
Monthly Tax Payment $480 $480 $480
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,931 $4,140 $5,233
Total Monthly Payment $4,503 $4,712 $5,805

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.