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Presented by![]() Keri Cipriano |
Welcome to this beautiful 3-bedroom, 2. 5-bathroom townhome located at 1348 Lumpini Street in St. Cloud. As you step inside, you'll be greeted by a bright and airy interior with a modern layout that seamlessly blends style and functionality. The main floor features a well-appointed kitchen, perfect for whipping up delicious meals. Heading upstairs, you'll find 3 comfortable bedrooms and 2 full bathrooms. The owner's bedroom comes complete with an en-suite bathroom, ensuring privacy and convenience. The additional bedrooms are perfect for family members, guests, or can be transformed into a home office or hobby room to suit your preferences. This townhome also offers a 2-car garage, providing ample room for your vehicles or guest parking. Located in a desirable neighborhood in St. Cloud, this townhome provides easy access to local amenities, schools, parks, and major roadways for convenient commuting. This well-crafted townhome offers a blend of comfort, convenience, and modern living in a sought-after location!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$354,990
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.552.5201
Keri.Cipriano@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,992 | $283,992 | $283,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $22 | $22 | $22 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,749 | $1,866 | $2,358 |
Total Monthly Payment | $1,846 | $1,963 | $2,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.