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This charming home in Ozone Park offers a peaceful oasis with a fenced-in front and back yard. As you enter the foyer, you’ll immediately notice the arched doorways, an architectural touch that is consistent throughout the home. This area and the living room are incredibly spacious, allowing for various furniture layouts. With four large windows, the front of this home receives abundant natural sunlight. It’s the perfect space for entertaining guests or simply relaxing after a long day. As you continue through the home, you’ll enter the family room, which can be used in a myriad of ways. The built-in bookshelf might inspire you to make this a library or reading room, but it could also serve as a home office, playroom, and more. The formal dining room features a ceiling fan and easily accommodates a table for six. A large closet and a half-bathroom are conveniently located off this room. Beyond the dining room is a walk-through kitchen with a large window above the sink. There are countertops on both sides for prep work, several cabinets that extend to the ceiling, and gas appliances. The beautiful den right off the kitchen has windows on three sides and a lovely view of the backyard. The enclosed space allows you to enjoy the view year-round. As you ascend to the second floor, you'll discover a window at the top of the stairs and two well-proportioned bedrooms, each offering a peaceful retreat. The primary bedroom has two windows and two closets with a built-in dresser between them. Above the dresser is another arched ceiling with a window. Meanwhile, the second bedroom features hardwood floors and a large closet. The upstairs windowed bathroom has a shower/tub combination, and there’s a linen closet right outside. The home has a full, unfinished basement with a washer and a sink. This space provides plenty of storage or an opportunity for renovation. Located close to public transportation, schools, restaurants, shops, and groceries, you'll enjoy easy access to all the necessities of daily life. Don't miss the opportunity to make this house your forever home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $460 | $460 | $460 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,951 | $3,148 | $3,979 |
Total Monthly Payment | $3,503 | $3,700 | $4,531 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.