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Looking for the perfect seasonal, or year round getaway? Look no further!! 2 bedroom 1. 5 bath cottage with beach, boating and fishing rights with low HOA fee. On this serene, tranquil setting sets a vinyl sided home with large windows, abundant storage, shelving and closets, first floor laundry and a three season porch! Additional storage in the pull down stairs, to the attic. Gas heat and hot water. Don't forget to check out the oversized 1 car garage, with a work bench and loft storage, plus another outdoor storage shed. High speed internet and hardwired security camera system. The association clubhouse has been recently upgraded and includes a tavern. Nearby attractions include Tanglewood, Berkshire East for the ski enthusiasts, Lee outlets, Jacob's Pillow, Lenox, Great Barrington, and the Appalachian Trail which is the longest hiking trail in the US!Make your appointment today. Easy to show. Being sold as is. . Subject to license to sell.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | First |
Kitchen | Ceiling Fan(s), Flooring - Vinyl, Dining Area | First |
Living Room | Flooring - Wall to Wall Carpet | First |
Master Bedroom | Bathroom - Half, Closet, Flooring - Wall to Wall Carpet, Attic Access | First |
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $160,000 | $160,000 | $160,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $998 | $1,051 | $1,329 |
Total Monthly Payment | $1,165 | $1,218 | $1,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.