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Waterfront Paradise on Allen’s Creek with Direct Access to Tampa Bay! Welcome to this beautifully remodeled home in the highly sought-after Elde Oro West community — a hidden gem where nature, comfort, and convenience meet. Perfectly positioned on serene Allen’s Creek with direct access to Tampa Bay, this spacious residence is truly move-in ready and ideal for those seeking both tranquility and proximity to beaches, shopping, dining, and top-rated schools. Step inside to discover a bright, open layout featuring a brand-new roof, luxury laminate flooring throughout, and fresh interior and exterior paint. Nearly every room includes new ceiling fans, while updates to the electrical and plumbing systems, new gas lines, and a new hot water heater ensure peace of mind for years to come. Offering 4 generously sized bedrooms and 2 updated bathrooms, this home delivers space and flexibility for families or those working from home. The primary suite impresses with a large walk-in closet and an updated en-suite bath with a brand-new shower and vanity. The kitchen is a true standout — one of the largest layouts in the neighborhood — featuring custom cabinetry, granite countertops, stainless steel appliances, a large pantry, and new thermal windows that frame captivating views of the screen-enclosed pool and sparkling creek. Enjoy multiple living and dining areas including a formal living/dining room, a cozy family room, and a casual dinette perfect for daily meals. Whether you're entertaining or relaxing, the outdoor spaces shine — with two expansive decks overlooking the water where you can sip morning coffee or evening cocktails while spotting manatees, otters, jumping mullet, and more. This peaceful waterfront retreat also boasts a strong Airbnb rental history, making it a smart investment opportunity or full-time residence. Located just 15 minutes from award-winning beaches, vibrant downtowns, and Tampa Bay's sports and nightlife scene, this home delivers the perfect balance of nature and convenience. Don’t miss your chance to own a rare waterfront haven with breathtaking sunsets, abundant wildlife, and the lifestyle you've been dreaming about.
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Our Executive Mortgage Banker:
Our Insurance Division:
$797,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $637,600 | $637,600 | $637,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $864 | $864 | $864 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,926 | $4,189 | $5,295 |
Total Monthly Payment | $4,882 | $5,145 | $6,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.