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Embrace the charm of this 4 bedroom, 2. 5-bath traditional cedar shake colonial tucked away in the esteemed Port Jefferson Village, a mere 50 miles east of vibrant New York City. This delightful residence offers a peaceful escape surrounded by lush landscapes and a maritime legacy that defines the essence of coastal living. A kitchen featuring maple cabinets and granite countertops, hardwood floors, luxurious baths with spacious showers and radiant heated floors. A cozy living room enhanced by a brick wall and wood-burning fireplace further add to the appeal of this home. The practicality of a two-car garage with side entrance, a finished basement with luxury vinyl flooring. Updates include new windows, leaders and gutters, newer CAC, and in-ground sprinklers. As you arrive, a cobblestone-lined driveway with cobblestone apron and meticulously landscaped grounds create a welcoming atmosphere, inviting you to experience the beauty and tranquility of this special property. The home's proximity to the village center and local amenities adds to its desirability. Port Jefferson is renowned for its cultural and recreational opportunities, including the beach and golf course, live theatre performances to engaging exhibits at local galleries, minutes from the ferry, LIRR, hospitals and restaurants for every palate. Experience a lifestyle enriched by art, history, and community in this charming coastal village, where each day presents a new opportunity for discovery and relaxation. Seize the chance to make this residence your sanctuary in Port Jefferson Village, where timeless charm meets modern comfort in a setting that invites you to savor the beauty of coastal living. Welcome to your new home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,996
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,997 | $599,997 | $599,997 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $1,131 | $1,131 | $1,131 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,792 | $3,942 | $5,023 |
Total Monthly Payment | $5,015 | $5,165 | $6,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.