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This exquisite waterfront home, crafted by Fero Construction, embodies modern luxury and functionality. Just 15 minutes to the harbor, with easy access to the stunning barrier islands, it offers an ideal blend of convenience and serene coastal living. The property features four generously sized bedrooms and three beautifully appointed baths with one of the baths designed as a Jack & Jill. All the bedrooms feature generous sized closets, offering an abundance of space. Add to that something you do not see too often, a coat closet offering convenient storage for seasonal essentials. The home has never flooded! The updated electrical panel, underground wiring, and added insulation to the attic enhances safety, efficiency, and seamless power delivery. The whole house has hurricane accordion & Kevlar shutters, offering peace of mind and lasting safety. The plumbing is over head in the attic, making slab leaks a thing of the past. The Ackerman Sewer Expansion will be connecting to public sewer very soon. An updated open kitchen with Corian counters and a granite island that seamlessly flows into a fabulous family room, perfect for gatherings and entertaining. You have room for all your kitchen items as the updates include twenty-eight drawers and loads of counterspace. The living room gracefully transitions into the dining room, creating a harmonious flow ideal for everyday living. Pocket sliders grace every room, transforming living spaces into seamless extensions of the outdoors, erasing the boundaries between inside and out! Step outside to a private oasis with a sparkling saltwater pool with a new Pebble tech surface in 2022. Mrs. Seller is an avid gardener and belongs to a garden club. The property reflects her passion for greenery and design. Inground irrigation and mini sprinklers provide gentle precise hydration. A rain barrel and compost bin for the new owners offering eco-friendly gardening. This property features a covered 8, 000lb boat lift, new dock boards, and an oversized dock measuring 33x6 providing space for waterfront enjoyment. This home is a true gem that combines elegance with comfort. Please put this one on your wish list!
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Our Executive Mortgage Banker:
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$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,231 | $3,358 | $4,279 |
Total Monthly Payment | $3,623 | $3,750 | $4,671 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.