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Wake up to stunning views over the Amelia River in this beautifully finished townhome in the Marsh View community of Fernandina Beach. Just 5 minutes from the beach or historic downtown and 25 minutes to JAX. This Brook floorplan offers 3 bedrooms and 2 full baths with a spacious open-concept design and 10' ceilings throughout. The chef's kitchen features quartz countertops, soft-close cabinetry, stainless steel appliances, gas cooktop, wall oven/microwave combo, large center island, and a butler's pantry. The main living space opens through a 3-panel retractable slider to a covered porch with summer kitchen including built-in grill, refrigerator and sink, perfect for entertaining or relaxing. The primary suite is located on the lower level and includes a walk-in closet, dual quartz vanities, doorless shower, private water closet, and a screened balcony with panoramic water views. Also, a flexible space ideal for guests, hobbies, or a quiet reading nook. 2 additional bedrooms are on on the main level, both with walk-in closets. Additional highlights include porcelain tile and real wood flooring throughout, tankless water heater, metal roof, foam insulation, 2x6 exterior walls, 2 car garage with extra storage and access to select Marsh Lakes amenities. Turnkey and low-maintenanceperfect as a 2nd home or lock-and-leave getaway. Move-in ready coastal living just off the Island. Schedule your private tour today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$715,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $572,000 | $572,000 | $572,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $549 | $549 | $549 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,569 | $3,758 | $4,788 |
Total Monthly Payment | $4,210 | $4,399 | $5,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.