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Welcome to 1118 Captains Way — where Florida living meets comfort and convenience in the heart of Tarpon Springs.
Tucked into the well-established and highly sought-after Westwinds community, this move-in ready 3-bedroom, 2-bathroom home offers the perfect balance of charm, space, and location. Just minutes from Fred Howard Park Beach, Sunset Beach, the Pinellas Trail, and the iconic Sponge Docks, you’ll enjoy a laid-back coastal lifestyle with every modern convenience close by.
Step inside and you’ll immediately notice the open, airy feel. Soaring ceilings and large windows bring in beautiful natural light throughout the home, while the thoughtful split floor plan offers just the right amount of separation between the primary suite and guest bedrooms.
To your left, a formal living and dining area provides a warm welcome—ideal for entertaining, holidays, or simply enjoying a quiet evening at home. Toward the back of the home, a more casual living space opens up into the kitchen and breakfast nook—perfect for laid-back mornings with coffee or game nights with friends and family.
The kitchen sits at the center of it all, equipped with a gas range, ample cabinet storage, pantry, and a brand-new refrigerator (2025). While it’s ready to use as-is, it also offers a great canvas if you’ve been dreaming of customizing your space.
The spacious primary suite is a true retreat with high ceilings, sliding doors to the lanai, a large walk-in closet, and a bright, updated en-suite bathroom featuring dual vanities, a soaking tub, and a newly remodeled walk-in shower.
Across the home, two additional bedrooms share a fully renovated guest bathroom with updated finishes and modern style.
Step outside to your private backyard—an expansive space with room to add a pool, spa, garden, or play area. Whether you’re envisioning weekend BBQs, space for pets to roam, or your own Florida-style outdoor oasis, the potential is endless.
Updates include:
• Roof (2020)
• AC (2020)
• Gutters (2021)
• Hot Water Heater (2022)
• Irrigation System (2022)
• Garage Door Opener (2025)
• Refrigerator (2025)
With low HOA fees, no flood insurance required, and close proximity to everything Tarpon Springs has —including charming local shops, waterfront dining, top-rated schools, and multiple golf courses—this home offers a lifestyle that’s hard to beat.
Whether you’re relocating, investing, or looking for a forever home near the coast, 1118 Captains Way is ready to welcome you.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$520,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $416,000 | $416,000 | $416,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,629 | $2,733 | $3,482 |
Total Monthly Payment | $2,885 | $2,989 | $3,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.