845 LADYFISH AVENUE, #B204, New Smyrna Beach, FL, 32169 | $637,000

Live the Ultimate Fisherman’s Dream at Cedar Island Club Condos! Nestled between the Indian River and the sandy shores of New Smyrna Beach in a community that lets you boat, fish, and surf just outside your door.
This spacious and newly remodeled, 3-bedroom, 3-bath, two-story condo spans 1, 720 square feet and is loaded with upgrades, premium features and 2 primary suites! As you enter, you will be greeted with an open concept floor plan for effortless entertaining. The kitchen has a coastal airy feel, with custom all-wood soft-close cabinets, quartz countertops, large pantry with sliders, lazy susans for convenient storage, Frigidaire Gallery appliances (still under warranty) and a convection oven with a built-in air fryer. The open-concept dining and living room flow seamlessly to the enclosed patio lined with expansive windows. From here you’ll catch refreshing ocean breezes, overlook the sparkling pool below, and even glimpse the Atlantic just beyond—an inviting backdrop for morning coffee, sunset cocktails, or a quiet work-from-home day. The first primary suite offers a beautiful, upgraded bathroom and walk-in closet, with expansive pool views. The second bedroom and guest bathroom are just down the hall. Stroll downstairs or take the private entry from the garage to the expansive second Primary suite with a private bathroom, plenty of storage and a pre-plumbed area where you can add a kitchenette. This space is ideal for extra rental income, guests and family or as an in-law suite. Throughout the home, you’ll find high-end, commercial-grade luxury vinyl plank flooring, hurricane impact windows and doors, and tons of natural light.
From the first-floor, step directly into an oversized, deep-attached 1 car garage with ample storage and a washer and dryer included. The community offers a newly rebuilt dock, private boat ramp, ample boat slips, fish cleaning station, electric and water supply, and convenient onsite trailer storage. Other amenities include a heated pool, updated clubhouse with full kitchen, living space, barbecue grills, kayak storage, and more. Located just a short walk to Mary McLeod Bethune Park, where you can play tennis, pickleball, basketball, or volleyball, or simply enjoy the playgrounds and picnic areas with loved ones. You’re also just a mile from Canaveral National Seashore, boasting 24 miles of unspoiled beach, sea turtle nesting, and rocket launch views. Explore the vibrant local scene with shopping, dining, and festivals on Flagler Avenue, or cruise your boat to JB’s Fish Camp for world-famous shrimp and waterfront dining.
Whether you crave sunrise surf sessions, sunset cruises, or simply a low-maintenance coastal retreat, this rarely-offered condo delivers the ultimate New?Smyrna?Beach dream. Schedule your private tour today—paradise is waiting.

Features

  • Elevator: Y
  • Heating: Electric
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Cable TV, Clubhouse, Elevator(s), Maintenance, Pool
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: In Garage
  • Complex: CEDAR ISLAND CLUB CONDO PH III
  • Year Built: 1986
  • Common Charge: $1,162 Monthly
  • Approx Sq. Feet: 1,720
  • Acreage: 5
  • Est. Taxes: $3,926
  • View: Pool, Water
  • Elem. School: Coronado Beach Elem
  • Middle School: New Smyrna Beach Middl
  • High School: New Smyrna Beach High
  • Pet Policy: Cats OK, Dogs OK, Size Limit, Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: NS1084699
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/NS1084699/845ladyfishavenue_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/27/2025 2:17:14 PM)
Listing courtesy of WEICHERT REALTORS HALLMARK PR   Phone: 386-427-2622

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845 LADYFISH AVENUE, #B204, New Smyrna Beach, FL, 32169

$637,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $509,600 $509,600 $509,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $327 $327 $327
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,221 $3,348 $4,266
Total Monthly Payment $3,640 $3,767 $4,685

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.