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121 Bay Street is a two unit New Construction Townhouse building. Coveniently located near all of Hull's Activities, Restaurants, and Shopping. It offers the most Spectacular Views of the Ocean, the Bay, and the Boston Skyline in the distance. Each unit has 4 levels of living space. The First Level (Lower Level) has a Bedroom, Full Bath, a Family Room with Slider to the Bay, as well as a Utilty Room and Laundry Room. Second Level has a Kitchen, Livingroom, Dining Room, Counter Top Eating Area, a Half Bath and Slider to a Balcony. The Third Level has a Master Bedroom and Master Bath, and a Third Bedroom and Third Full Bath. Also a Balcony accessd by both Bedrooms. Fourth Level contains a Large Open Entertainment Area/Family Room with a Kitchen Prep Area with a Sink and Beverage Cooler, a Half Bath and a Huge Roof Top Deck with Sweeping Views of the Bay, the Beach and the Boston Skyline. See Attached List for more information. Pictures are of Unit A. Same layout, Different Colors.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood, Balcony / Deck, Recessed Lighting, Lighting - Overhead | 11.4 x 12.0 | Second |
Bedroom 3 | Ceiling Fan(s), Closet, Flooring - Hardwood, Recessed Lighting, Lighting - Overhead | 11.5 x 15.0 | Basement |
Dining Room | Ceiling Fan(s), Flooring - Hardwood, Window(s) - Picture, Balcony / Deck, Breakfast Bar / Nook, Open Floorplan, Recessed Lighting, Lighting - Overhead | 11.0 x 15.0 | First |
Kitchen | Flooring - Hardwood, Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances, Gas Stove | 10.0 x 11.0 | First |
Living Room | Bathroom - Half, Ceiling Fan(s), Flooring - Hardwood, Balcony / Deck, Deck - Exterior, Open Floorplan, Recessed Lighting, Lighting - Overhead | 12.0 x 16.0 | First |
Master Bedroom | Bathroom - Half, Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Balcony / Deck, Recessed Lighting, Lighting - Overhead | 13.5 x 15.5 | Second |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $960,000 | $960,000 | $960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,451 | $6,147 | $8,166 |
Total Monthly Payment | $5,576 | $6,272 | $8,291 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.