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Make an investment in this charming Ranch style home with great potential in a quiet neighborhood! Nestled in a peaceful and friendly setting, this 3-bedroom, 1. 5-bath home offers the perfect blend of character and opportunity. With wood floors flowing through most of the home, the inviting living room features a cozy fireplace that creates a welcoming space for relaxing or entertaining. While the home is in need of some TLC, it offers a solid foundation and great bones for customization. The spacious basement includes a dedicated heat zone and is already studded, making it a fantastic candidate for future finishing and added living space. Step outside onto the 20'x12' deck that overlooks a serene, private backyard-ideal for morning coffee, weekend barbecues, or simply enjoying the quiet surroundings. Important updates include a roof approximately 2 years old, a furnace that's approximately 5 years old, and windows replaced about 10 years ago, giving you a head start on some of the big-ticket items. With a little vision and effort, this home could truly shine. Whether you're a first-time buyer, investor, or someone looking to create their dream space, this is an excellent opportunity to make it your own. Being sold AS IS, there are no disclosures as it is an estate. Seller prefers GHAR contract, no escalation clauses.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Kitchen | Main | |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | Main |
Primary Bedroom | Half Bath,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,492 | $1,550 | $1,976 |
Total Monthly Payment | $2,050 | $2,108 | $2,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.