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Welcome to your dream home! This meticulously renovated ranch-style residence in the heart of Middletown, NY, combines timeless charm with modern elegance. Carefully reimagined from top to bottom, this home features a bright, open-concept layout designed for both comfort and entertaining. At the heart of the home is a stunning, fully updated kitchen, showcasing rich dark cabinetry, sleek quartz countertops, and a beautiful island perfect for hosting. Outfitted with premium stainless steel appliances—including an electric stove, hood range, and refrigerator—this kitchen is a true culinary centerpiece. Flowing effortlessly from the kitchen is the expansive living room, where soaring vaulted ceilings and a working fireplace create a warm, open atmosphere ideal for relaxing or gathering with loved ones. The home offers two beautifully updated bathrooms, including a serene master ensuite, providing the perfect retreat at the end of the day. Downstairs, the spacious walkout basement offers versatile living space with endless possibilities—whether it's a home gym, office, or recreation area—plus direct access to the one-car garage. Step outside to enjoy a generously sized backyard, ideal for outdoor entertaining, gardening, or simply unwinding in your own private oasis. Additionally, the sale includes an additional detached garage located at the rear of the property, offering even more storage or workspace. This move-in-ready, fully modernized ranch belongs to the highly regarded Minisink school district and is conveniently located just 10 minutes from the Galleria Mall, offering a perfect blend of style, functionality, and prime location in one of Middletown’s most sought-after neighborhoods.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$469,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,999 | $375,999 | $375,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $476 | $476 | $476 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,377 | $2,470 | $3,148 |
Total Monthly Payment | $2,928 | $3,021 | $3,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.