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22118 YACHTCLUB TERRACE, Land O Lakes, FL, 34639 | $525,000
One or more photo(s) has been virtually staged. Location, Lifestyle, Layout! This Land O Lakes gem has been well loved by the original owner and is now available for its next chapter. Will you be the lucky author? Desirable location in a small gated community. Quiet neighborhood away from the hustle and bustle while still providing easy access to US41, State Roads 54, 56, and 52, and I75. Plentiful amenities just a few minutes away in any direction: excellent schools-both public and private, malls, shops, entertainment, restaurants, doctors, and more. And when you are staying home, the relaxing, unobstructed view of the seasonal pond and no rear neighbors provides the Lifestyle you are craving. When you sit down in your tiled, screened porch to enjoy that view you can breathe a sigh of relief knowing that your newer *2018 ROOF* gives you peace of mind and relief from high insurance rates. Energy efficient 4-ton *2022 A/C* with Wi-Fi thermostat will keep electric bills reasonable. New Culligan water softener and kitchen under-sink reverse osmosis system makes cleaning easy and keeps you healthy. Finally, the Layout of this spacious home allows everyone to have their space when they need it, but offers plenty of room to gather and entertain as well. Details like exterior motion detector security lights, rain gutters, solar powered attic fans, and hurricane reinforcements add to the incredible value. Please see the facts and features sheet included with the photos for a complete list.
Features
- Amenities: Gated
- Rooms: 11
- Bedrooms: 4
- Baths: 3 full
- Laundry: Inside, Laundry Room
- Style: Contemporary
- Year Built: 1999
- Garage: 2-car Driveway, Garage Door Opener, Off Street
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,392
- Acreage: 0.25
- Est. Taxes: $2,469
- HOA Fee: $278 Quarterly
- Lot Desc: Landscaped, Sidewalk
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Water Softener
- MLS#: W7874921
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/W7874921/22118yachtclubterrace_landolakes_fl?source=qrflyer
Listing courtesy of COLDWELL BANKER FIGREY&SONRES Phone: 727-495-2424
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
22118 YACHTCLUB TERRACE, Land O Lakes, FL, 34639
$525,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
| Monthly Tax Payment | $206 | $206 | $206 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,620 | $2,759 | $3,488 |
| Total Monthly Payment | $2,918 | $3,057 | $3,786 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388