10495 ATENIA STREET, Port Charlotte, FL, 33981 | $519,000

Welcome to your Florida dream home, located in the highly desirable waterfront community of South Gulf Cove—just 10 miles from the pristine beaches of Boca Grande! Tucked away on a quiet street, this beautifully maintained 3-bedroom, 3-bathroom home offers a spacious and flexible layout perfect for families or multi-generational living. The expansive open floor plan features multiple sitting areas, a private den, and a living space lined with sliding glass doors that invite in natural light. The kitchen is the heart of the home, offering stainless steel appliances, granite countertops, ample cabinetry, and picturesque views through oversized windows. The oversized primary suite is a true retreat with space for a reading nook or home gym, dual walk-in closets, and a spa-inspired bathroom featuring a walk-through shower, soaking tub, dual vanities, and 2022-installed impact windows for added storm protection in the bathroom. Guest bedrooms are thoughtfully placed across the home, each with access to a nearby full bath for comfort and privacy. Step outside to your personal tropical escape, complete with a heated saltwater pool (2021 pool pump), lush mature landscaping, new sod, and stylish curbing. The home also includes a brand new roof (2023), a newer water heater (2022), a generator plug, hurricane shutters, and an epoxy-coated garage floor with a built-in workbench. Located in a community with access to a private boat ramp leading to the Gulf of Mexico, and just minutes from golf, bike trails, shopping, dining, and more—this move-in ready home truly checks all the boxes!

Features

  • Amenities: Clubhouse, Park, Playground
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 80 x 125
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2007
  • Garage: 2-car Driveway, Garage Door Opener, Workshop in Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,232
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $4,841
  • HOA Fee: $120 Annually
  • Lot Desc: Landscaped
  • View: Pool, Trees/Woods
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: D6142040
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/D6142040/10495ateniastreet_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/29/2025 7:32:12 AM)
Listing courtesy of PARADISE EXCLUSIVE INC   Phone: 941-698-0303

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10495 ATENIA STREET, Port Charlotte, FL, 33981

$519,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $415,200 $415,200 $415,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.066%
Monthly Tax Payment $403 $403 $403
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,590 $2,728 $3,448
Total Monthly Payment $3,085 $3,223 $3,943

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.