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Elegance and exquisite taste are personified in this beautifully proportioned French Country lake home in an exclusive enclave of The Cliffs at Keowee Vineyards. Gentle topography and a plethora of high-canopied native trees frame the 9 bedroom home, served by 6 full bathrooms and one powder room. Views are multi-dimensional, including mountains, lake cove and channel, pristine state parkland, and the 4th green of the Tom Fazio golf course. The tranquil cove is just off the main channel, protecting boats and swimmers alike, whilst providing privacy. Set into the gracious stone façade, a handsome mahogany door opens into a contiguous living area, with beamed great room lit by Charleston lanterns, dining room, keeping room, and kitchen. Vaulted ceilings, clerestory windows, vast sliding doors to the screened outdoor living area, and a multitude of inner balconies and windows enhance the spacious atmosphere, while numerous European antique architectural elements add an essence of timelessness. The kitchen is flanked by the comfortable keeping room, and outfitted with a Dacor 6-burner gas range, double Dacor wall ovens, two apron farmhouse sinks, a walnut-topped island, and walk-in pantry. The generous screened porch readily accommodates dining and sitting areas on blue crab orchard stone, warmed by a gas-log limestone fireplace. In addition to four principally-sized suites are two darling double bedrooms, a charming bunk room at the lower level, and separate suite above the 3-car garage. The lake level media room opens to a blue flagstone patio delineated by zinc planters, with inset hot tub, grilling kitchen, and second outdoor fireplace. Also at this level are the bunk room, 9th bedroom, two full bathrooms, media room with billiards, a wet bar with ice machine, plenty of storage (including lake toy “garage”), and second laundry room with 3rd fridge and 2nd dishwasher. The home is professionally decorated, with sumptuous window treatments and thoughtful detailing throughout. Numerous impressive features include custom lighting fixtures (many of which are either antique or artisan-crafted from antiques), a home office with lake views, custom hand-wrought iron balusters, Grade 1 white oak flooring (a recent addition to the lower level), a two-slip boathouse, exterior gas lanterns, solid stone exterior, some 7, 000 square feet of custom designed and engineered living space, and superlative artistic sensitivity, in both plan and execution. This beautifully designed and masterfully constructed home is a Cliffs at Keowee Vineyards icon with recent updates that bely the home’s early 2000’s construction.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
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Loan Amount | $4,391,200 | $4,391,200 | $4,391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | $5,257 | $5,257 | $5,257 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $26,681 | $28,117 | $37,951 |
Total Monthly Payment | $32,063 | $33,499 | $43,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.