43 Beatrice Street, Westerly, RI, 02891 | $499,000
Welcome to your new home, 43 Beatrice Street! This meticulously cared for ranch sits proudly on a beautiful corner lot, offering comfort, functionality, and exceptional value. From the moment you arrive, you'll notice the attention to detail from the elegant stone walkway installed in 2023 to the spacious two-car garage that provides both convenience and curb appeal. Out back and you'll find a large, newly-installed patio (2023) that's perfect for gatherings, quiet mornings, or classic New England-style barbecues. Inside, the kitchen is thoughtfully appointed with granite counter tops, stainless steel appliances, and recently updated features including a new refrigerator and garbage disposal. Three generously-sized bedrooms offer closet space and are move-in ready. The main floor bathroom was completely updated in 2024. The home also boasts a brand new electrical panel and service upgrade (2023), giving you added peace of mind. Downstairs, you'll find a fully finished basement offering an impressive 852 square feet of bonus living space. With an open layout, dry bar, and its own half-bath and laundry room, it's the perfect setting for hosting guests, setting up a home office, entertaining or simply relaxing. Situated just under two miles from historic downtown Westerly and a short trip to some of Rhode Island's finest beaches, this location combines charm, convenience, and lifestyle. Schedule your private showing today!
Features
- Amenities: Highway Access,Near Schools,Public Transportation,Shopping
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1983
- Garage: 2-car Attached,Garage,Garage Door Opener
- Heating: Central,Forced Air,Gas
- Cooling: Ductless,Central Air
- Basement: Exterior Entry,Full,Finished,Interior Entry
- Approx Sq. Feet: 1,812
- Acreage: 0.35
- Est. Taxes: $2,890
- Lot Desc: Corner Lot
- Appliances: Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
- MLS#: 1382777
- Website: https://www.raveis.com
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
43 Beatrice Street, Westerly, RI, 02891
$499,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
| Monthly Tax Payment | $241 | $241 | $241 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,458 | $2,622 | $3,315 |
| Total Monthly Payment | $2,774 | $2,938 | $3,631 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB