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Charming 3BR/2BA Home with Fireplace, 2 Screened Porches & Detached Shed in Downtown Hastings – No HOA! Welcome to 116 E St Johns Ave, a peaceful retreat nestled in the quiet rural community of Hastings. This 3-bedroom, 2-bathroom home offers 1, 256 sq ft of a comfortable split plan living space and was built in 2005. Perfectly positioned on a spacious lot with no HOA, this property combines privacy, functionality, and convenience. Step inside to an open concept floorplan with a cozy wood-burning fireplace, the perfect spot for relaxing evenings. The kitchen and living area open to a generous 192 sq ft screened porch, ideal for enjoying Florida’s weather year-round. Additionally, one of the secondary bedrooms opens out to the back screened in patio. Outside, you'll find a detached shed, a long driveway, and plenty of parking space for vehicles, boats, or recreational toys. Located in the up-and-coming Hastings downtown area, it is walkable to all Main Street has to offer, and you're just a short and easy commute to both St. Augustine and Palatka, making this a convenient and affordable alternative to city living. Don't miss the opportunity to own a slice of peaceful country life with space to grow and breathe – all within reach of the best of Northeast Florida!
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,200 | $207,200 | $207,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $62 | $62 | $62 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,310 | $1,361 | $1,735 |
Total Monthly Payment | $1,447 | $1,498 | $1,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.