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Town of Newburgh well maintained cape cod is located in the Winona Lake neighborhood. You are welcomed by the manicured lawn and covered entrance. You enter into the large bright living room with hard wood floors, ceiling fan and baseboard cast iron heating. The galley kitchen has breakfast area, an entrance from the sunroom and opens to the dining room with hardwood floors and sliders to the private backyard. The updated custom tiled bathroom and large bedroom (with hardwood floors, ceiling fan and full wall closet) complete the first floor. The top floor has a special bedroom suite with additional room that can be a study or nursery or home office. There are two other large bedrooms, another updated custom bathroom, a wall of closets for storage and a whole house fan. The lower level has a family room with a full wall cedar closet, a laundry room a utility room, plenty of storage and a Bilco door for access to the rear yard. The backyard is parklike with a covered deck & a sun deck, large storage shed, Astro turf lawn (no maintenance), a waterfall, stone terrace and stone walkway to the area viewpoint. The oversized garage has storage room in the rear and the paved driveway has plenty of parking for family and guests. The Town of Newburgh park is within walking distance and you are close to schools, shopping, restaurants. Minutes to Route 84 (Newburgh/Beacon Bridge and the Metro North Station), NY State Thruway and Stewart International Airport.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $461 | $461 | $461 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,275 | $2,365 | $3,014 |
Total Monthly Payment | $2,811 | $2,901 | $3,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.