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This immaculate 3 bedroom home in SouthPointe Cottages is truly a must see! This captivating and well appointed home features a bright and open floor plan on a fantastic homesite. Stunning upgrades throughout including (but not limited to) upgraded tasteful light fixtures, under counter lights in a spacious gourmet kitchen with a large island, Kitchen Aid appliances, upgraded kitchen cabinets and many more upgrades. Remote custom blinds in the kitchen, dining room and great room. Remaining blinds are custom throughout the entire home. Upgraded LVP floors everywhere except two of the bedrooms which have carpet. Upgraded ceramic tile floors in the laundry and all bathrooms. A custom seamless shower, soaking tub as well as a spacious custom closet in the primary suite with upgraded ceramic tile floors. Other two baths include beautiful finishes and upgrades including custom mirrors and upgraded cabinets. A see through all stone fireplace from the large great room which allows you to see through the back porch. Enjoy extra living space with a screened in back porch that has a mounted TV over an all stone fireplace. An extended patio with beautiful landscaping and landscape lighting front and back illuminating upgraded landscaping for excellent curb appeal. Irrigation system included covering the entire lawn. Beautiful French doors off of the dining area to fully enjoy indoor/outdoor entertaining bug free and a large fenced in backyard. This home is wired for in wall surround sound which includes 5. 1 in wall surround sound speakers. The home has a beautiful office with French doors, a large pantry, a spacious laundry and garage with epoxy floor and painted walls. There is a state of the art security system installed. This home is a real showstopper!! Preapproval or proof of funds required on all showings.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,890 | $3,654 |
Total Monthly Payment | $3,044 | $3,189 | $3,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.