4089 SHADE TREE LANE, Lakeland, FL, 33812 | $239,900

You can stop searching now! This well-maintained condo is located in the gated community of Autumnwood Grove with low HOA fees that cover lawn care, exterior maintenance, building insurance, and more. This is a 2-bedroom, 2-bath home with a great open floorplan and spilt bedrooms for added privacy. The kitchen will be the focal point of the home with granite counters, large bar area for additional seating, ample soft close wood cabinets, stainless appliances, 2 pantry closets plus and inside laundry with an additional storage closet. The primary suite is 12. 5'x22" with a wonderful separate area that would be perfect for a seating area, office, or exercise space. You have both a walk-in closet and a built-in closet plus a linen closet in the primary bath. Enjoy maintenance-free living with access to a community pool just steps away from your front door. The home features a private screened patio —perfect for relaxing. In addition, sliding doors lead out to the private screened porch and a 1-car attached garage with opener. Close to schools, shopping, dining, and outdoor recreation like Circle B Bar Reserve and Fort Fraser Trail. Nestled in a prime location, this home boasts convenient and easy access to the Polk Parkway, Polk State College, Southeastern University and Florida Southern College, you'll have quick drive to Lakeland, Bartow, Winter Haven, Orlando and Tampa. Whether you're looking for a primary residence, possible investment or a vacation getaway, this is a great opportunity in a fantastic location. Schedule your showing today!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: Zero Lot Line
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Other, Washer Hookup
  • Style: Contemporary
  • Year Built: 2012
  • Garage: 1-car Garage Door Opener, Guest
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,396
  • Acreage: 0.06
  • Lot Size: Zero Lot Line
  • Est. Taxes: $676
  • HOA Fee: $280 Monthly
  • Lot Desc: In County, Landscaped, Sidewalk
  • Elem. School: Oscar J Pope Elem
  • Middle School: Crystal Lake Middle/Jun
  • High School: George Jenkins High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: L4952266
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/L4952266/4089shadetreelane_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/28/2025 8:17:08 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4089 SHADE TREE LANE, Lakeland, FL, 33812

$239,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,920 $191,920 $191,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $56 $56 $56
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,213 $1,261 $1,607
Total Monthly Payment $1,344 $1,392 $1,738

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.