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Welcome to The Reserve at Plantation Palms where your new home awaits! With 2-beds/2-baths/1-den/office, a custom extended lanai and 2-car garage, this St Thomas floor plan is a surprisingly roomy open concept home with loads of natural light. This tastefully decorated and beautifully updated home was often used as a seasonal residence and features a split-floor plan configuration. The Great Room features vaulted 11-foot ceilings and ceramic tile flooring. The updated kitchen features white cabinets, granite countertops, all kitchen appliances, tile backsplash, extra wide undermount sink, breakfast bar and ample sized breakfast nook. At the rear of the home is the oversized Primary Bedroom w/premium laminate flooring and vaulted 11-foot ceilings, Primary Bathroom w/updated step-in shower and eye-catching blue vanity and large walk-in closet w/additional shelving. At the front of the home is Bedroom-2 featuring premium laminate flooring and a built-in closet, Bath-2 w/tub and shower combo and the den/office w/French door access. Home also has a utility room complete w/washer and dryer included. Accessed via double sliding doors, this home also comes with an enormous custom extended lanai measuring 32x9 for pest-free outdoor enjoyment. There is plenty of room for a large dining table, lounge chairs and table and more. Some of the additional features found in this home include; New Roof (2023), New AC (2025), New water heater (2023), blinds & window treatments, irrigation system, garage door opener, water softener, custom landscaping, rain gutters, garage storage racks and more. The Reserve is an enclave of 237 maintenance free single-family homes nestled within the larger gated Plantation Palms, one of Tampa Bay’s premier golf course communities. The low monthly maintenance fee includes; roof replacement, exterior painting, grounds maintenance, Spectrum cable/internet service and a heated community pool. For additional fees, residents can also enjoy The Plantation Palms Semi-Private Golf Club which has won The Tampa Bay Times Best of the Bay Golf Course award for five straight years, Mulligan’s Irish Pub which features a bar & grill type menu w/daily specials and weekly events, banquet facility available for special events, practice driving range and miniature-golf course. The community’s dynamic location is only minutes from the Land O’ Lakes Recreation Center and Public Library, Tampa Premium Outlets, shops, restaurants, schools and I-75 for an easy commute to downtown Tampa and to TIA.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,719 | $1,786 | $2,276 |
Total Monthly Payment | $2,014 | $2,081 | $2,571 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.