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Enjoy the perfect blend of serenity and convenience in this townhouse-style condo, tucked inside the quiet community of Cutter Cove on Island Estates. Here you are just over a mile from Clearwater’s world-famous beaches, restaurants, and family attractions. The main level welcomes you with a cozy family room anchored by a rare Cutter Cove gas fireplace, creating the perfect ambiance for relaxing evenings after a day in the sun. Your updated kitchen features granite countertops, a glass-tile backsplash, stainless-steel appliances and a gas stove for a more enjoyable cooking experience. Upstairs, the spacious primary suite offers a private balcony for morning coffee in the island breeze and a spiral staircase to a loft that is ideal to use as a home office, reading nook, or even extra guest space. A second en-suite bedroom provides the luxury of two primary suites. Practical upgrades include hurricane shutters, a 75-gallon water heater, new luxury vynal has replaced the carpets in the bedrooms, there is fresh paint inside and an oversized two-car tandem garage with generous storage. Part of the garage is finished as a workout area. Cutter Cove residents enjoy a sparkling community pool and spa, while day-to-day essentials like a new Publix, fine dining, banking, gas, and hair salon are right on the island, making car-free living a breeze. Whether you seek a carefree full-time residence or a lock-and-leave vacation home, this Cutter Cove townhome delivers maintenance-free island living at its best.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $359 | $359 | $359 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,523 | $2,622 | $3,342 |
Total Monthly Payment | $2,957 | $3,056 | $3,776 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.