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One or more photo(s) has been virtually staged. LOCATION! LOCATION! LOCATION! CURB APPEAL GALORE in this 3 bedroom/1 bath home that is zoned as RESIDENTIAL or COMMERCIAL! Situated in the quaint town of Crystal River, FL, on a corner lot, this location is great for anyone looking to enjoy both the charm of a small town and be walking distance to dozens of major springs in the area. This lot also allows for two separate RV hook-ups on-site and boast of beautiful landscape which includes podocarpus hedges for privacy and an outdoor fire pit for afternoon drinks and entertainment. Most popular, Hunter Springs is just a few steps away and desirable Springs on Kings Bay neighborhood is golf cart friendly and convenient to shops, restaurants, dive shops, as well as the festivals held year round. Everything is NEW, home was just remodeled in 2025! The roof is 2022, Pergola 2022, 8 x 12 shed 2021, new expansive sunroom 2021, impact/storm windows 2021, all new appliances, cabinets and granite counter tops, irrigation system and new electrical panel 2021. Concrete block construction make this home very worry free and low maintenance. Scallop season, manatee season and year round excellent fishing can be found here in Crystal River, Florida. Don't miss out on this one!! You are right where everyone wants to be!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $254 | $254 | $254 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,174 | $2,259 | $2,879 |
Total Monthly Payment | $2,503 | $2,588 | $3,208 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.