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This well-planned 3-bedroom, 2-bath ranch is full of potential and ready for someone to make it their own. The one-story layout features a cozy living area with fireplace, a functional kitchen, and a spacious primary suite with a walk-in closet, corner garden tub, and separate shower. Outside, enjoy a beautifully landscaped front and backyard, with a portion of the backyard already fenced—ideal for pets, gardening, or outdoor relaxation. A 2-car garage adds extra storage and convenience. This home also features solar panels, helping reduce energy costs. The solar panel lease can be taken over by the buyer, providing an eco-friendly and budget-friendly advantage. Located near shopping and dining with quick access to I-85, and best of all—no HOA to limit your plans or creativity. Being sold as-is, this property is a great opportunity for someone ready to add their own finishing touches in a desirable area.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,163 | $1,209 | $1,540 |
Total Monthly Payment | $1,290 | $1,336 | $1,667 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.