This luxury Cal-Atlantic-built home in the beautiful gated neighborhood of Terra Costa is full of high-end upgrades and thoughtful details. The current owners added even more features after building, including an extended screened-in paver patio, custom mudroom, high-end quartz countertops, an extended bar area in the kitchen, all new fixtures, ceiling fans, lighting, and plantation shutters throughout. Enjoy custom automatic shades on the patio doors, dual gas tankless water heaters, dual HVAC units with ultraviolet mold inhibitors, new landscaping, and no carpet on the first floor. The home is pre-wired with Cat 5 cable in every room (including the lanai!) for seamless internet and entertainment access. Inside you'll find a formal dining room with glass doors and wainscoting, a wide entry hallway, and a spacious open-concept kitchen and living area—perfect for entertaining. The indoor/outdoor lifestyle shines here with oversized sliding glass doors that lead out to the lanai overlooking a private preserve with no homes behind or across the street. The first floor includes the primary suite, a Jack and Jill bedroom/bathroom, and the flex formal dining space that could also be a home office or playroom. Upstairs you'll find another bedroom and full bathroom, plus a large loft that can function as a second living area or 5th bedroom. You never have to worry about running out of storage with your 3-car tandem garage and multiple walk-in closets throughout the home. Enjoy Terra Costa's amazing amenities: two pools, a playground, putting green, bocce court, firepit, and more all with no CDD fees and low HOA fees. Centrally located just 10 minutes to the beach, 10 minutes to great schools, UNF, and the renowned Mayo Clinic, and easy access to Hodges, Kernan, shopping, and restaurants.
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Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | $638 | $638 | $638 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,482 | $6,050 |
Total Monthly Payment | $4,983 | $5,212 | $6,780 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.