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Welcome to this beautiful Front Porch Center Hall Colonial located in the heart of Hopewell Junction. This charming home offers 3 bedrooms, 3 1/2 bathrooms, a two-car garage, and a finished basement, blending classic style with modern convenience. Step into a bright two-story foyer that immediately sets the tone for the rest of the home. To one side, a large formal dining room offers the perfect space for gatherings and holiday meals, while the elegant formal living room boasts gleaming hardwood floors and oversized windows that flood the space with natural light. The spacious eat-in kitchen features granite countertops and flows seamlessly into the cozy family room, highlighted by a wood-burning stone fireplace and sliding doors that lead to a private Trex deck. Just off the kitchen, you'll find a laundry room and a conveniently located half bath to complete the main level. A back staircase leads to a private bonus room with its own full en-suite bathroom—perfect for guests, a home office, or a quiet den. Upstairs, two generously sized family bedrooms offer natural light and ample closet space. The primary bedroom is a true retreat, featuring a stunning arched window that frames beautiful views of the outdoors, vaulted ceilings, 2 walk-in closets, and a peaceful primary bathroom with double sinks, a whirlpool tub and separate shower. (Not included in the total sq footage, the finished basement offers an additional 725 Sq feet of living space that can be tailored to suit your needs—whether it's a media room, gym, playroom, or hobby space. There's also plenty of storage throughout the home. Outside, enjoy sweeping views from the Front Porch or unwind in the backyard, complete with a Trex deck and patio area designed for relaxation and entertainment. The property also includes a Generac generator for added peace of mind. Conveniently located to highways, shopping, restaurants and more. This exceptional home offers comfort, space, and charm in a sought-after location—come see all it has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $1,060 | $1,060 | $1,060 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,535 | $3,674 | $4,681 |
Total Monthly Payment | $4,687 | $4,826 | $5,833 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.