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This one-story ranch-style home in Otranto, Hanahan is full of charm- but it's the backyard oasis surrounded by live oak trees that truly steals the show. Step out back, and fall in love with the beautiful in-ground saltwater pool, relaxing hot tub, covered pergola, spacious patio, and yard area- everything you need for entertaining or unwinding in your own private paradise. Inside, the home features 4 bedrooms and 2 full baths, offering an abundance of space for family and guests. This home also includes a large flex space with a separate entrance that is perfect for guests and could easily be converted into a mother-in-law suite or Airbnb. This home is truly an entertainers dream. Upon entry, you're greeted by a welcoming foyer that offers two pathways. You can head straight into the living area, or veer right into the kitchen, which includes a beautiful fireplace, framed by built-in bookshelves and sitting area that add both charm and functionality. Tons of natural light fills the living room and dining room, with multiple access points to the backyard, creating an easy indoor-outdoor flow ideal for entertaining. Four generous bedrooms are located down the hall. The home also features a cozy front porch, perfect for morning coffee or quiet evenings. Nestled within the Hanahan community, this home is one of the most desirable communities in Charleston. You are within close proximity to the City of Hanahan parks, recreational facilities, boat landing, schools and everything this tight knit community has to offer. Just a few of the features and upgrades this beautiful home has to offer include; granite kitchen countertops, tankless hot water heater, laundry room with plenty of storage, new pool pump in 2024, new roof in 2017, main HVAC unit installed in 2018, and a mini-split added in 2023. This Hanahan home blends indoor comfort with exceptional outdoor livingyou won't want to miss it! Schedule your showing today.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $459,999 | $459,999 | $459,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,832 | $3,022 | $3,820 |
Total Monthly Payment | $2,924 | $3,114 | $3,912 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.