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Tucked beneath a canopy of trees in the beloved Village of McClellanville, this 2 bedroom, 2 bath cottage offers a rare opportunity to own a piece of Lowcountry charm. There are new cabinets and appliances in the kitchen and the oversized front deck is the perfect spot to unwind. This beauty offers heart of pine flooring and is situated on 1. 5 acres, with a pond, and you feel like you're living in the trees. There is lots of natural light and the vaulted ceiling makes it open and bright. Full of potential and ready for your personal touch, this home is a blank canvas for the next owner to bring their vision to life. Whether you're dreaming of a full-time residence, a weekend getaway, or an investment project, this home has the potential to become something truly special. Whether you're dreaming of a full-time residence, a weekend getaway, or an investment project, this home has the potential to become something truly special. Just a short stroll to the downtown historic district, where you'll find local seafood spots, shops, a library, several churches, and a boat landing. You will be around the corner from CREECS making school pick up and drop off a breeze! This location is ideal for those craving a slower pace and a strong sense of community. Don't miss the chance to create your own slice of coastal life in one of South Carolina's most charming village! Being sold as is.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,098 | $2,181 | $2,779 |
Total Monthly Payment | $2,173 | $2,256 | $2,854 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.