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LOCATION! LOCATION! LOCATION! Welcome to 462 Maple Oak Lane in Grand Oaks. This charming home is on a corner lot and has 1287 SQFT. of living space including 3 bedrooms and 2 full bathrooms. The home has a two-car attached garage with a garage door opener and plenty of additional parking space in the driveway if needed. Inside you'll find a gas log fireplace in the family room, carpet and LVP flooring throughout, ceramic tile in both bathrooms, internal wiring for sound, and window treatments that convey with the sale of the home. The kitchen has granite countertops, new LVP flooring, a stainless-steel appliance package including a dishwasher, new microwave oven, range, refrigerator, and a garbage disposal. As the owner of this home, you can enjoy the ease of having low maintenance vinyl siding and landscaping. The backyard is fully fenced in with wooden fencing creating a secure space for children and/or pets to play. Also, the backyard has a grilling patio and a screened in back porch where you can host gatherings with family and friends or just enjoy relaxing moments in your downtime. Some noteworthy features include the gutter system, the newer gas hot water heater installed in 2019, and the HVAC system that has been well maintained with annual servicing. The community of Grand Oaks is adjacent to Shadowmoss Plantation - a community with a semi-private golf course and club where various club memberships are available to enjoy the 18-hole golf course designed by Russel Breeden, access to an Olympic sized swimming pool, and a state-of-the-art fitness center. Also, the Mt. Royall subsection of Grand Oaks, where this property is located, has its own pool and tennis courts for residents to enjoy. The neighborhood is located within a short drive, bike ride, or golf cart ride to the Shops at West Ashley Circle where you will find a Harris Teeter grocery store, a Wal-Mart Super Center, and many restaurants and service providers. The home is just a 10-minute drive to additional shopping, restaurants, medical services, and I-526, it's a 25-minute drive to Downtown Charleston, and a 30-minute drive to Folly Beach, Seabrook and Kiawah Islands. This property is a must see to fully appreciate all there is to experience as the new homeowner of 462 Maple Oak Lane.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,291 | $2,412 | $3,049 |
Total Monthly Payment | $2,366 | $2,487 | $3,124 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.