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Welcome to the popular Cantey floorplan--designed for comfort, style, and functionality. This spacious two-story home offers an open-concept layout perfect for everyday living and entertaining. The large great room seamlessly connects to the gourmet kitchen, featuring quartz countertops, stainless steel appliances, and smart home technology for modern convenience. Step outside to the screened porch and enjoy your fenced-in backyard--complete with newly added gutters for peace of mind. The first-floor primary suite is a true retreat with two walk-in closets and a private en-suite bath. You'll also find an office with french doors, a secondary bedroom, a full bathroom, a dedicated laundry room, and newly installed luxury vinyl plank flooring (April 2025) on the main level. Upstairs offerseven more flexibility with a spacious game room, an additional bedroom, and a full bathideal for guests or a private retreat. This well-planned design also includes a walk-in attic with excellent storage space. This home has all of the benefits of a brand new home without having to wait on new construction- smart home technology, energy-efficient features (including a Rinnai tankless water heater), and high-quality finishes and upgrades throughout. Experience the ultimate Lowcountry lifestyle in West Lake at Lakes of Cane Bay! This vibrant community offers exclusive access to a 350-acre lake for kayaking, fishing, and waterfront relaxation, along with a boat ramp, walking trails, a lakeside fire pit, and more! Conveniently located near the top rated schools, the YMCA, shopping, grocery stores and dining. Schedule your private showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $435,200 | $435,200 | $435,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,680 | $2,859 | $3,614 |
Total Monthly Payment | $2,772 | $2,951 | $3,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.