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Welcome to 1644 Fort Palmetto Circle -- a beautifully designed home in the coveted marsh-front community of Oyster Point. Situated on a private, wooded lot next to protected wetlands and trails, this home features the popular Wilmington floor plan on nearly a quarter acre with a brand-new pool, spa, lush landscaping, hardscaping, and a spacious screened porch--perfect for outdoor living. Inside, you'll find an open, light-filled layout with high-end finishes. The main level offers a private office, formal dining/flex space, guest bedroom with full bath, and a gourmet kitchen that opens to a cozy living room with gas fireplace and built-ins. A custom drop zone adds everyday convenience. Upstairs, the primary suite impresses with a spa-like bath and custom walk-in closet. Three additional bedrooms include one with an en suite and pond views, plus a large media room or sixth bedroom. Enjoy serene pond views from the double front porches and relax out back on the oversize screen porch with a fireplace or in the hot tub and pool. Residents of Oyster Point enjoy top-tier amenities: a resort-style pool, two-story clubhouse, gym, sports courts, trails, kayak storage, dock, and more. Don't miss this rare opportunity. Take advantage of a Lender Credit, applicable towards the buyer's closing costs and pre-paids when choosing the seller's preferred lender. This credit is in addition to any negotiated seller concessions. schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,280,000 | $1,280,000 | $1,280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,777 | $8,196 | $11,062 |
Total Monthly Payment | $7,902 | $8,321 | $11,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.