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Welcome home to your fully remodeled 1930's Charleston bungalow in downtown Charleston, SC - full of Southern charm and modern upgrades. This move-in ready home with a fenced backyard, patio and shed sits in the highly desirable, family-friendly North Central neighborhood next to Wagener Terrace, between Rutledge Avenue and King Street. You're just steps from popular restaurants, coffee shops, parks, and the upcoming Lowcountry Lowline, a nearly 2-mile urban greenway with walking and biking trails. Major renovations completed in 2014 include all-new windows, electrical, plumbing, hardwood floors, and kitchen. Since 2017, the house has seen a long list of improvements: new insulation, HVAC, tankless hot water heater, gas fireplace, gas range, washer/dryer, dishwasher, composite deck, paver patio, sliding back door, and much more. See List of Improvements. The front porch is north facing- perfect for relaxing on the swinging bench. Step through the front door into a deep living room with plenty of natural light, modern ceiling fans and elegant sconce lighting. Two bedrooms with ensuite bathrooms are on the east side of the house. The living area features an enclosed, vented gas fireplace with an antique mantel above - a focal point for artwork and wired for TV. The updated kitchen has granite countertops, cabinets with glass doors and ample storage, stainless steel appliances, and a cozy breakfast nook with built-in bench seating with additional storage. Large windows and the back door let light in to illuminate it all! Head outside through a sliding glass door onto a low maintenance composite deck overlooking a fenced backyard with a roomy storage shed. The entire backyard is lightly shaded under a beautiful canopy of trees. Enjoy the large deck and the approx. 500 sq. ft. paver patio for year-round entertaining. Enjoy a walkable lifestyle near top local spots like The Harbinger, Monarch Wine Merchants, Goat Sheep Cow North and Babas, Edmund's Oast, Xo Brasserie, Park & Grove, Moe's Crosstown Tavern, Torres Corner Store, and 3 BBQ joints. You're also blocks from Corrine Jones Park with pickleball, tennis, and basketball courts, a playground, and a community garden. Whether you're a first-time homebuyer or looking to invest in Charleston real estate, this charming bungalow offers the perfect blend of historic appeal and modern convenience. This is a prime location in downtown Charleston, offering quick access to the harbor, marinas, beaches, and everything Charleston has to offer.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $638,400 | $638,400 | $638,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,035 | $4,194 | $5,344 |
Total Monthly Payment | $4,127 | $4,286 | $5,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.