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This beautifully maintained home offers a blend of timeless charm and functional updates in one of White Gables' most desirable locations--just a short stroll to the clubhouse, pool, and everything the community has to offer. Located within the highly regarded Dorchester District Two school system, the home sits on a well-positioned lot offering easy access to neighborhood amenities while still maintaining a quiet residential feel. A full-length front porch sets the tone before stepping into a bright, open foyer. To the left, a formal dining space; to the right, a flexible room perfect for a living area or home office, complete with custom built-ins. Wide plank hardwood floors and detailed molding add warmth and character throughout the main level. The family room centers arounda corner gas fireplace with upgraded remote-start and thermostat, leading into a spacious granite kitchen with white shaker cabinetry, stainless appliances (including a 2024 microwave), soft-close drawers, and a generous center island ideal for casual seating or entertaining. Upstairs, all four bedrooms are thoughtfully arranged for privacy and functionality. The oversized primary suite features plenty of room for a king-sized bed and a full bedroom set, along with a tray ceiling, a spacious en-suite bath, and a walk-in closet. Tinted windows in the primary suite help keep the space cool during the summer months. The three secondary bedrooms each offer comfortable proportions, generous closet space, and direct access to a full bathroom. Two bedrooms share a Jack-and-Jill bath, while the fourth enjoys access to a separate hall bathmaking this layout ideal for families, guests, or a work-from-home setup. The second floor also includes multiple linen closets, providing convenient and organized storage. Recent improvements include upgraded lighting and ceiling fans throughout, a whole-house surge protector, and a 2022 high-capacity washer and dryer. The fully fenced backyard is perfect for outdoor dining, gardening, or relaxing with friends and family. A detached two-car garage with an extended parking pad offers additional functionality, with upgraded electrical ideal for a home gym, secondary appliances, or future A/C installation. White Gables is a picturesque community known for its Charleston-inspired architecture, walkable streets, and resort-style amenitiesincluding a pool, children's pool, two playgrounds, tennis courts, clubhouse, fishing ponds, scenic walking trails, and boat/RV storage. Furnishings available for purchase, see documents for exclusions.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,340 | $2,496 | $3,156 |
Total Monthly Payment | $2,415 | $2,571 | $3,231 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.