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Here it is!!! YOUR opportunity to own a well maintained home in a quiet Cul-de-Sac with close proximity to Charleston AFB, the CHS International airport and an abundance of shopping and dining on Dorchester Road! AND it's located within the Award-winning Dorchester II School District! As you enter into the foyer from the the inviting front porch you will note the large formal dining room to your left and the cozy family room, with a gas brick fireplace to your right. Gorgeous Hardwoods flow throughout the living areas. The large sunlit kitchen with it's beautiful white cabinetry & stainless steel appliances, (including a Gas Stove!) also features an eat in kitchen AND the screened in back porch leading to the fenced in back yard!You will love the dedicated laundry room off the kitchen that also doubles as a mud room leading from the two car garage. AND all with new Luxury Vinyl Plank flooring! Upstairs, you will discover an oversized Loft Space with soaring ceilings - Perfect for an extra large bedroom suite, playroom, home office, or 2nd living space! The large primary bedroom boasts a beautiful tray ceiling with ceiling fan, and a huge walk in closet! The En-Suite bathroom features dual sinks, a garden tub, and separate walk in shower! Lastly, the other two bedrooms are perfectly located for children or guests as their is a 2nd full bath right across the hall! This property has a NEW roof, (installed 2023), NEW tankless hot water heater and 2 NEW HVAC units!! Whitehall provides all the Amenities you're looking for in an Established Community - including a Swimming Pool, Tennis Court, and a Playground Area! NO FLOOD INSURANCE REQUIRED! This house can be eligible for a $3, 000 lender credit up to 1% of the loan amount. Ask me how!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,471 | $2,601 | $3,315 |
Total Monthly Payment | $2,546 | $2,676 | $3,390 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.