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Nestled within the serene enclave of the On Top of the World (55+) Golf Course Communities West Side, This Fully Furnished - immaculate 2-bedroom, 2-bathroom condo awaits its fortunate new owner. As you enter the lobby, the elevator whisks you effortlessly to the third-floor Unit, where penthouse views of pristine mature trees unfold before you. This unit is steps away from Harbor Lake, West Side Activity Center, and Dog Park. Inside this freshly painted, meticulously maintained unit, you’ll discover; Luxury Vinyl Plank Flooring: Underfoot, the durable and stylish flooring adds a touch of elegance to this cozy unit. The kitchen/Great Room Combo is ready for entertaining with wide open spaces making meal preparation a joy. The tree-top views are seen from the Great Room and the Primary Bedroom. The primary bedroom boasts an en-suite bathroom with a shower, ensuring your retreat is functional and soothing. Water Heater (2023). A Well-Maintained Air Conditioner (2011): Stay cool and comfortable year-round. THE SELLER IS OFFERING A 1 YEAR AHS - SHIELD ESSENTIAL THAT WILL COVER: AC, WH, ELECTRIC, AND PLUMBING FOR THE BUYER'S PEACE OF MIND. NOTE: A VENTLESS WASHER AND DRYER CAN EASILY BE ADDED TO THIS UNIT IN THE PRIMARY BEDROOM CLOSET PLUMBING TO THE KITCHEN STACK. Storage abounds in this condo—both inside the unit and in a separate storage area within the building’s core. When you’re ready to explore, a world of possibilities awaits just beyond your doorstep: Beaches: A short drive takes you to the sun-kissed shores of Clearwater Beach, where turquoise waters beckon. Shopping: Retail therapy awaits at nearby shopping centers, offering everything from boutique finds to everyday essentials. Outdoor Adventures: Whether you’re into hiking, biking, or kayaking, the community’s proximity to nature trails and Harbor Lake ensures endless exploration. Recreation: Dive into the community’s amenities, including 27 holes of golf, two large pools (one heated), a state-of-the-art gym, and tennis courts. Social Life: Choose from dozens of social activity clubs, connect with neighbors, and savor the camaraderie. Airports: Tampa International and PIE airports are conveniently close. Association Approval: Required for peace of mind. Financing: If financing, a 35% down payment is necessary. Leasehold Estate Deed: This property is conveyed as such. Solid Mortgage Approval: Essential for a smooth transaction. Cash Offers: Proof of funds is required.
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Our Executive Mortgage Banker:
Our Insurance Division:
$154,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $123,200 | $123,200 | $123,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $195 | $195 | $195 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $779 | $809 | $1,031 |
Total Monthly Payment | $1,048 | $1,078 | $1,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.