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Affordable First-Floor Living on Over an Acre in Hudson! Opportunity knocks with one of Hudson’s most budget-friendly homes offering sought-after first-floor living! Nestled on a quiet dead-end street and set on just over an acre, this charming Cape has been cherished by the same family for many years—and now it’s ready for its next chapter. The main level features a convenient layout with a spacious laundry room, dedicated office, and easy access to the cozy screened-in porch. You’ll love relaxing here with your morning coffee or unwinding in the evening, surrounded by the peaceful view of your wooded backyard. Upstairs, you'll find three additional bedrooms and the comfort of central air, offering flexibility for guests, hobbies, or family. A one-car garage adds extra storage and convenience. Need space to play or create? The finished walkout lower level is ready for game nights, movie marathons, or DIY dreams in the workshop area. Whether you're starting out, downsizing, or simply love the idea of affordable living with room to grow, this home is not to be missed. Come see why it’s been so well-loved—and imagine making it your own! ***seller plans to make a decision by Tuesday afternoon***
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $411,600 | $411,600 | $411,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $510 | $510 | $510 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,602 | $2,704 | $3,446 |
Total Monthly Payment | $3,204 | $3,306 | $4,048 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.