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Spacious home in beautiful Lake Bernadette, This is a fixer needing complete updating and price reflects it. The house has a formal living room, and dining room, and a large family room / kitchen combo. It has a split bedroom plan and an office/study. All rooms are nice sized. The house sits on a beautiful lot backing up to a wooded common area with a pond. There is a screened in-ground pool and spa. Per the Pasco County records, the roof was replaced in 2018, solar installed 2017. (Solar panels were removed when roof was replaced and are still in the garage. ) AC was replaced in 2010. There were also 6 new windows installed in 2013. House also has a large 3 car attached garage. With some TLC, this home could be back to it's original beauty. Association fee and rental restrictions have not been verified. Waiting for manager to provide information This house is being sold 'AS IS" with no repairs, warranties, or disclosures. Sale is being done by owner's legal guardian and will require a 90 day close timeframe because sale must be approved by the court. The approval may come sooner than 90 days, but all contracts must include a 90 day close window.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,643 | $1,707 | $2,176 |
Total Monthly Payment | $1,909 | $1,973 | $2,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.