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Welcome to this four bedroom, three bathroom spacious and bright split level, raised ranch home in sought after LITTLE SWITZERLAND. The home features: a large living with a woodburning stove open to the dining room with sliding glass doors to a rear enclosed three season porch with vaulted ceiling and an outside deck overlooking the inground swimming pool, storage shed and flat garden property. The eat-in-kitchen has recessed lighting and a doorway to the rear deck. The primary bedroom and bathroom highlights a walk in closet. There are two additional bedrooms are also on the main floor. An extra wide entry and stairway lead to the lower level and showcases a large family room with a large bright picture window, a brick accent wall with a wood burning stove, plus a built-in cabinet/bar. There is also a 1st floor bathroom, laundry room with utility sink, an office/den and a fourth bedroom plus an entryway leading to the two car attached garage and spacious driveway that can accommodate 6 plus cars. The home highlights Town water, lots of storage space, hardwood and ceramic tile flooring. An easy commute to Arlington schools, local shopping and restaurants and Metro North trains - just 2 minutes to the Taconic State Parkway - come see what Dutchess County has to offer with its many outdoor biking and hiking activities
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Our Executive Mortgage Banker:
Our Insurance Division:
$448,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $358,400 | $358,400 | $358,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $874 | $874 | $874 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,207 | $2,354 | $2,976 |
Total Monthly Payment | $3,156 | $3,303 | $3,925 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.