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Welcome Home to This Warm and Well-Maintained Cape! This is listed as a 2 bedroom HOWEVER, there is potential to make a bedroom on the main living level. Pride of ownership shines in this charming Cape-style home, lovingly cared for by the same owners for 21 years! Step onto the inviting front porch and through the front door into a bright and open dining room featuring a high ceiling, a newer pellet stove nestled on a beautiful stone hearth, and sliders that open to the back deck—perfect for morning coffee or hosting gatherings. The dining area flows into the open-concept kitchen with newer stainless steel appliances, followed by a spacious living room and cozy family room, ideal for relaxing or entertaining. Off the hallway, you'll find a private home office and a full bathroom. Upstairs, you’ll find two comfortable bedrooms and a hallway closet for extra storage. The basement offers a partially finished space with endless possibilities, while the unfinished section houses your washer and dryer—ready for your personal touch. Step out through the bulkhead into a large, fenced-in backyard, offering space for pets, play, or gardening. Note: Buyer to perform their own due diligence regarding room measurements. Seller reserves the right to accept an offer at any time. Agent has ownership interest in the property. Delayed showings until 4/26 at the open house Saturday. Open house Saturday 11-2 and Sunday 11-2. *****OFFER DEADLINE MONDAY 4/28 @ 4pm*********
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $495 | $495 | $495 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,245 | $2,364 | $2,989 |
Total Monthly Payment | $2,815 | $2,934 | $3,559 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.